On-device AI

Analyze your credit card statement on your phone

Add your statement PDF; transactions are read on your device and every purchase is categorized. Your total balance, due date and subscriptions on one screen. No bank password, and your statement is never uploaded.

  • 16 banks in Turkey
  • No bank password
  • iOS and Android
  • Free to start
  • New: shared account
Ekstre Analiz home screen: next payment, monthly spending and category split
What is Ekstre Analiz?

Understand your statement, manage your money

Ekstre Analiz is a mobile app that reads credit card statement PDFs and turns them into expense tracking. It never connects to your bank or asks for a password: it analyzes the statement PDF you already have on your phone, sorts your spending into categories and builds a monthly budget view.

It brings all your cards together, finds the subscriptions in your statement, and reminds you of due dates and regular payments like rent, building fees or school fees. With the new shared account, you and your partner run one budget from two phones.

16banks in Turkey with built-in statement layouts
100%of statement analysis on your device
0bank passwords or connections
5languages: English, Turkish, German, Spanish, Arabic
How it works

Expense tracking in three steps

You never enter a bank password. Share the statement once; everything else happens on your phone.

  1. Share your statement

    Open the statement in your banking app, tap Share and choose Ekstre Analiz, or pick the PDF from your files.

    Upload statement screen with the Select PDF button
  2. Read on your device

    Transactions, total balance and due date are extracted in seconds, and every purchase is categorized.

    Expenses screen with transactions and category split
  3. Stay on top of it

    Get reminded of due dates and regular payments on time, and see your subscriptions and monthly spending on one screen.

    Home screen with the next payment and this month's spending
Features

Everything you need around your statement

Reading, categories, analysis, subscriptions and reminders, all in one app with a clean design.

AI that runs on your phone

Your statement is analyzed on your phone, not on a server. Layouts from 16 banks are read with built-in templates; for documents a template does not recognize, the open-source Qwen model attempts to extract the transactions.

  • Your PDF is read on your phone, never uploaded
  • The AI model runs on your phone
  • Your savings suggestion is calculated on-device
Upload screen: all transactions are processed on your device

Payment reminders New

Rent, school fees, building fees… Get notified days in advance; tap Paid and the amount is saved as an expense.

Payments screen with upcoming payments and reminders

Subscription tracking

Recurring payments like Netflix, Spotify and YouTube Premium are found in your statement automatically, with monthly and yearly totals.

Subscriptions screen with the monthly total and list

Spending analysis

Where does your money go? See your category split and compare your latest statement with the previous one and the last 30 days.

Analysis screen with total spending and category breakdown

Add it in one tap New

Use the center + to add an expense, income, statement or reminder. Cash spending gets its place in your budget too.

Quick add menu: expense, income, statement and reminder

All your cards on one screen

See your total balance, the next due date and the days left on the home screen. Mark a statement as paid with one tap.

Income, expenses and savings

Add your salary, side income and cash spending, automate recurring entries like rent, and track how much you saved this month.

New · Shared account

One budget, two phones

Invite your partner or a family member. When one of you adds an expense, uploads a statement or marks a payment as paid, the other gets notified instantly.

Can edit: a shared accountYou both see and add the same statements, income, expenses, cards and subscriptions. Your Pro membership covers them too.
Can viewGive someone like your accountant read-only access and remove it whenever you want.
Reminders for everyoneDue date reminders reach everyone on the account, so nobody misses a payment.
How the shared account works →
Sharing screen: partner can edit, accountant can view
Ekstre Analiz nowJames added an expense 💸$45.00 · Food
Ekstre Analiz 2m agoJames uploaded the Chase statement 📄$1,411.93 · due Oct 24
Privacy

Exactly where is the privacy line?

We keep our privacy claims measurable. Here is where each piece of data is processed.

Data or actionWhereNote
The statement PDF you addOn your deviceNever uploaded for analysis.
Transactions, merchants, amountsOn your deviceKept in the app's local database.
Categories and savings suggestionOn your deviceThe model runs on your phone's processor.
Downloading the AI modelNeeds internetOnce; about 1.1–5 GB depending on the model.
Sign-in (Apple / Google)Reaches the serverOptional; guest mode needs no sign-in.
Cloud backupReaches the serverOptional. Merchant names, descriptions, notes and card details encrypted with AES-256; amounts and dates are not. Not end-to-end.
Shared accountReaches the serverOptional. The person you share with sees your data from your cloud backup.
Email forwardingReaches the serverOptional. Forwarded PDFs are deleted within 24 hours.
Bank username and passwordNever askedThe app never connects to your bank account.

See the security page and privacy policy for details. You can delete your data from inside the app; the steps are on the data deletion page.

Supported banks

Ready for 16 banks in Turkey

Credit card statements from these banks are read with built-in layouts. You can add a PDF from any other bank too; the on-device AI model will attempt to read it.

  • Akbank
  • Denizbank
  • Enpara.com
  • Fibabanka
  • Garanti BBVA
  • Halkbank
  • HSBC
  • ING
  • İş Bankası
  • Kuveyt Türk
  • QNB
  • Şekerbank
  • TEB
  • VakıfBank
  • Yapı Kredi
  • Ziraat Bankası

Not sure where to find the PDF? Read how to get your statement PDF.

Free and Pro

Try first, decide later

You never pay before you see your statement read correctly.

Free

Start in guest mode, no account needed.

  • 2 statement uploads a month
  • 1 card, 3 subscriptions, 3 reminders
  • Unlimited income and expense entries
  • Built-in layouts for 16 banks

Pro Monthly or yearly

Everything in one subscription.

  • Unlimited statements and cards
  • AI models and categorization
  • Detailed spending analysis
  • Email reminders and cloud backup
  • Shared account (each extra person is a one-time +1 User)

Or buy only the pack you need with a one-time payment. Current prices are shown in the App Store and Google Play before you buy.

FAQ

Frequently asked questions

Is my statement PDF sent to a server?

No. The PDF you add in the app is never uploaded for analysis; reading, transaction extraction and categorization happen on your phone. If you turn on email forwarding, the PDF you forward reaches our server and is deleted within 24 hours. Cloud backup and the shared account only move data to the server if you turn them on.

Do I need to enter my bank password?

No. Ekstre Analiz never connects to your bank; it uses the statement PDF you get from your banking app or email.

Which banks are supported?

There are built-in layouts for 16 banks in Turkey: Akbank, Denizbank, Enpara.com, Fibabanka, Garanti BBVA, Halkbank, HSBC, ING, İş Bankası, Kuveyt Türk, QNB, Şekerbank, TEB, VakıfBank, Yapı Kredi and Ziraat Bankası. For other banks, the on-device AI model attempts to read the statement.

How does the shared account work?

Invite your partner by email from Settings > Sharing. With Can edit, you both see and add the same statements, income, expenses, cards and subscriptions, and the other person is notified when someone adds something. Can view gives read-only access. Shared accounts work with cloud backup (Pro or the Cloud plan) and each additional person is added with a one-time +1 User purchase. Shared account guide

What do payment reminders cover?

Besides credit card due dates, you can add your own regular payments such as rent, school fees or building fees. You are notified as many days in advance as you choose, and tapping Paid records the amount as an expense. The free version includes three reminders.

Does the AI model come with the app?

No, it is downloaded once on first use: Qwen 2.5 1.5B (about 1.1 GB), Qwen 3 4B (about 2.5 GB) or Qwen 3 8B (about 5 GB). You can watch the download live in the Dynamic Island on iPhone or in your notifications on Android. The models are included in Pro; without Pro each model can be bought once. Statements from the 16 supported banks are read with built-in layouts even without a model.

Does it work offline?

Once the model is downloaded, statement analysis runs on your phone without an internet connection. Sign-in, cloud backup, the shared account and email reminders need internet.

Is cloud backup end-to-end encrypted?

No, to be clear: in cloud backup, merchant names, descriptions, notes and card details are stored encrypted with AES-256 on the server; because the key is managed server-side, this is not end-to-end encryption. Amounts, dates and categories are stored unencrypted. Cloud backup is optional, and the app works fully without it.

What is included for free?

Two statement uploads per month, one card, three subscriptions, three payment reminders and unlimited income and expense entries; you can start in guest mode without an account. AI categorization, analysis charts, unlimited cards and statements, email reminders and cloud backup are included in Pro or available as separate packs.

How do I delete my data?

You can delete your data and account from Settings in the app. The steps are on the data deletion page.

Start understanding your statement today

Download for free and try it in guest mode. Add your first statement; your spending gets categorized and your due date remembered.

QR code for the Ekstre Analiz download pageScan with your phone
Ekstre AnalizFree · iOS and Android
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